First-class banking for VC funds
Join 2,500+ VC funds that bank with Mercury to manage investments in their portfolio companies.
Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.
Cutting-edge tools and security that pave the way forward
Store your funds with complete confidence
Join the thousands of venture capital firms that trust Mercury to manage risk and protect their capital with up to $5M in FDIC insurance through our partner banks’ and their sweep networks
Unlock international capabilities
Easily send wire payments from your entities to your portfolio companies.
Venture Debt
Diligence done entirely online, with VC-friendly terms.
IO credit card
Keeping spending in check and earn 1.5% cashback with the IO Mastercard.
Mercury has been a fantastic partner for us and our portcos. Their customer service is lightning speed, and they prioritize security, safety, and asset protection. Not to mention, the whole experience is modern and elegant.
Zann Ali Partner, 2048 Ventures
Mercury’s modern interface is a nice alternative to dated banking interfaces we’ve used previously. Lots of attention to detail with thoughtful features like free USD wires, easy-to-digest dashboards, and easy-to-manage cards and bill payments.
Wiz Abdullah Co-founder & Partner, Spacecadet Ventures
Managing and supporting my portfolio couldn’t be easier with Mercury. The whole experience feels really centered around trust, security, and ease-of-use — it’s such a source of confidence for both me and my portfolio companies.
James Beshara Angel Investor
Frequently asked questions
What do I need to apply for an account?
You’ll need your company’s official formation documents, your IRS-issued EIN document, and a government ID (e.g., a passport or U.S. government identification document) for at least one person with operating control of the business, as well as any owner with at least 25% ownership of your company. You'll also need to provide some information about your company and its owner with operating control. Customers must be formed and registered in the United States or a U.S. territory, have some type of existing or planned operations in the U.S., and have a U.S. or international address for their principal place of business. This can be a residential address, but may not be a registered agent, P.O. box, or UPS box address.
Are my deposits FDIC-insured?
Mercury checking and savings deposits are FDIC-insured up to $5M through our partner banks and their use of sweep networks. You can learn more about FDIC insurance here.
Where are my funds kept and how are my deposits FDIC-insured?
Mercury works with three FDIC-insured banks, Choice Financial Group, Column N.A., and Evolve Bank & Trust. Through each of our partner banks, Mercury customers get access to a sweep network of trusted banks. This sweep network provides up to $5M in FDIC insurance by automatically spreading your deposits across up to 20 different banks.
Which countries can I send wires to?
To see our full list of supported countries for international wires, click here.
Open your account in 10 minutes or less
Scale smoothly and build to last on Mercury.