# Create your own SAFE ## Build a SAFE in minutes — for free. Fill in your SAFE’s details below, download it as a PDF, and use it to fast-track your fundraise. Learn more about different SAFE clauses [here](/content/blog/safe-notes-startups/index.html). ### SAFE details - Investment amount $ - Investment date April 2026 ### SAFE type Learn More About SAFE Types - Post-money - Pre-money - Most Favored Nation only - Discount only --- ### Creating a SAFE is only the first step. A Mercury account — built around [FDIC-insured checking and savings accounts](/content/how-mercury-works/index.html) to store your funds — streamlines everything that follows. ### Simplify the entire process With one easy-to-open account, Mercury tracks all incoming investments, marks a SAFE as closed once it’s funded, and protects your precious cash. ### Make a good impression Keep things simple for your investors by delivering eSignature-ready SAFE agreements directly to their inboxes. ### Save on legal fees A Mercury account has zero hidden fees, and its intuitive SAFE management features could save you thousands in legal fees. ### Could a SAFE be right for your startup? Companies create SAFEs, or “simple agreements for future equity,” to establish a framework that allows investors to provide capital today in exchange for equity in the future. 1. ### SAFEs are simple — and save time With a SAFE, you can push the paperwork, cost, and time required of an equity round to a later date. And because it can be difficult to price early rounds, this can prove especially valuable for pre-seed and seed companies. 2. ### SAFEs center on equity, not debt SAFEs allow companies to raise money quickly and with flexibility, all while promising investors equity rather than payback. That said, creating a SAFE doesn’t preclude you from simultaneously pursuing convertible debt. 3. ### SAFEs are useful in tough climates If capital is more constrained, startups across stages can rely more on SAFE-powered bridge rounds to extend their runway between priced equity rounds. 4. ### SAFEs are now the industry standard SAFEs were first created by Y Combinator’s Carolynn Levy in 2013. Startup accelerators have since made these open-source agreements the standard for early-stage financing. --- ### Frequently asked questions **Why use a SAFE over traditional equity or convertible notes?** SAFEs are simple and transparent, and often have fewer terms compared to convertible notes. They were designed to provide a clear and efficient way for startups to raise initial capital without having to immediately determine a valuation. **Are there any costs associated with using this feature?** The Mercury SAFE generator is completely free to use. **Will you send emails to my investors?** If you choose to use our free online generator, we will not contact your investors. Open a Mercury account for a seamless SAFE experience that includes all steps of the SAFE process, from emailing your investors to enabling digital signing and deposit. **Does Mercury provide cap table software?** Mercury does not currently offer cap table management tools. That said, you can sign up for popular tools like Carta or Pulley with a discount using Mercury perks. **Do I need to be a Mercury customer to use this feature?** Our simple SAFE generator is free to use — no Mercury account required. For a fully integrated signing, deposit, and tracking experience, you can open a Mercury account for free. **Is there a minimum amount of capital I can raise with SAFEs?** There is no minimum or maximum amount that you can raise through a SAFE. However, SAFEs tend to be utilized by early-stage venture investors who historically may have their own preferred check ranges. **How are Mercury SAFE forms generated and standardized?** Our SAFE creation tool follows the standard Y Combinator template. Y Combinator is one of the leading accelerators in the world and has pioneered the use of SAFEs. **Should I consult legal counsel before sending a SAFE to investors?** We recommend speaking with legal counsel to best understand the terms of the standardized SAFE and how it applies to your company.