Manage employee expenses in minutes
Experience hassle-free employee expense management with corporate cards and reimbursements together.
Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.
Manage expenses your way with cards and reimbursements in one place
Effortlessly control spend
- Set granular controls and spend policies to ensure employees spend responsibly.
- Keep account info private
- Simplify month-end close
- Get started in minutes
A toolkit for time and money well spent
Use corporate cards to control spend upfront and earn 1.5% cashback on credit spend, no annual fees
- Issue virtual or physical cards to your team for free
- Set custom card limits and expiration dates
- Enable merchant and category restrictions
- Require receipts and automatically match them to transactions
Reimburse out-of-pocket expenses with ease
- Reimburse expenses for up to five active users per month for free
- Submit expenses in seconds, with data auto-scanned from receipts
- Reimburse expenses in two clicks, individually or in bulk
- Set policies for receipts, notes, and submission timeframe
Invite teammates to access only what they need
- Offer your team cards and reimbursements without granting access to banking
- Add and manage employees by integrating your HR and payroll system
- Assign tiered user permissions to co-founders, bookkeepers, employees, and freelancers
Cut the busywork and let your team focus on what counts
Mobile app Reminders Policy enforcement
Tick off just about any task on the go
Easily create cards, submit expenses, upload receipts, and more in seconds, all on the mobile app.
Minimize your finance team’s work on the month-end close
Sync to accounting tools
Sync transactions to Quickbooks, Xero, and NetSuite, with GL codes for simple reconciliation.
Just one part of Mercury’s full financial platform
Frequently asked questions
What is Mercury?
Mercury was founded with the idea of making banking better for startups. We spent our first five years creating a powerful bank account that made banking feel less like an obstacle and more like a catalyst. Now, we’re building software to run all your financial operations from that powerful bank account so your company can perform at its best — that means more precision, more control, and more focus.
- Checking and savings accounts with no monthly fees
- The protection of up to $5M in FDIC insurance through our partner banks and their sweep networks
- Debit and credit cards for your whole team
- Reimbursements for out-of-pocket expenses
- Wires, ACH, and check payments
How do I start using Mercury debit or credit cards?
Our debit and IO credit cards are only available to Mercury customers. If you don’t already have an account, you can apply for one here. Once your Mercury account is approved, you can issue as many physical or virtual debit cards as you need from your dashboard.
Does it cost money to use Mercury debit or IO credit cards?
All USD transactions on Mercury debit cards and IO credit cards are free, however, non-USD transactions are subject to an international transaction fee. We don’t charge annual fees on IO credit cards; and because you’ll pay off your IO account balance automatically each month, you won’t incur any interest.
How do I enable expense reimbursements for my organization?
Expense reimbursements are only available to Mercury customers. If you don’t already have an account, you can apply for one here. Once your Mercury account is approved, you can enable reimbursements for your organization from your Mercury dashboard.